ISLA BELLA REALTY
TU SOLUCION SIEMPRE
Saul Aldarondo

Hasta Que Cantidad Puedes Comprar?


 


Nuestra calculadora le va ayudar a determinar la cantidad del prestamo a coger, cualificación de hipoteca, y presupuesto disponible para comprar una propiedad.

Complete el formulario abajo y oprima Calculate Now. Para ver los resultados de cada cálculo, oprima los encabesillados.  Para enviar una copia de los resultados a su email, oprima el link Receive this Detailed Analysis.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Instituciones Financieras


                                                                                                                     

Le incluímos una lista de instituciones financieras donde puedes apreciar varias ofertas y opciones de préstamos hipotecarios. 

  

BBVA Logo      www.bbva.pr.com
Popular      www.popular.com
COOPERATIVA DE AHORRO Y CREDITO DE ISABELA     www.isabelacoop.com
COOPERATIVA DE AHORRO Y CREDITO SAN RAFAEL - QUEBRADILLAS     www.sanrafael.coop
   www.doralbank.com
FIRST BANK    www.firstbankpr.com
 www.santandernet.com
Scotiabank® You're richer than you think® www.scotiabankpr.com

 

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